Protect your business with affordable, bundled insurance coverage. We have you insured for everything from liability to property and more. Consider it a protective barrier against the unknown. It guards against financial hits, damage to your reputation, and disruptions. By investing in insurance, you’re handing off the risk to someone else, freeing you up to focus on growing your business and taking care of your customers.
Ever wonder what would happen if disaster struck your small business? One unfortunate event can shut your doors permanently. That’s the power of bundling your insurance policies.
Think of it as protecting your business legacy from the unexpected.
So, what exactly is in these packages?
This is your first line of defense, covering your business’s physical assets from things like fire, theft, vandalism, storms, and other disasters. It covers your building, inventory, equipment, furniture, computers, and any improvements you’ve made to your space. It’s a must-have for any business with a physical location.
This protects you from financial losses if someone gets hurt or their property is damaged because of your business. For example, this insurance can assist in paying for medical expenses, repairs, legal fees, and settlements in the event that a customer slips and falls in your store or an employee destroys a customer’s property. It protects you from possibly debilitating accident-related expenses.
If you have employees, you likely need workers’ compensation insurance. It covers medical costs, lost wages, and rehab for employees who get injured or sick on the job. Whether it’s a back injury from lifting boxes, carpal tunnel from typing, or a slip-and-fall in the office, this insurance ensures your employees get the care they need to recover.
If a covered event like a fire or natural disaster forces you to temporarily close, business interruption insurance can replace lost income and cover ongoing expenses while you rebuild. It helps you stay afloat during the downtime, covering things like lost profits, rent, employee wages, and other costs.
For businesses that offer advice or services, professional liability insurance, also known as errors and omissions (E&O) insurance, protects against claims of negligence or mistakes that harm a client. If you’re a consultant, accountant, attorney, designer, or any professional giving advice, this insurance is crucial. It can cover legal costs, settlements, and judgments if a client claims your advice was bad or caused them financial loss.
Insurance needs vary, but most small businesses should consider these packages. Here are a few examples:
Enjoy a streamlined process to secure an insurance package.
Protect your small business with a customized insurance package that covers everything from property to liability. Contact us today for a free quote and start safeguarding your business with the right coverage.
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