Did you know the U.S. Chamber of Commerce found that many small businesses face at least one lawsuit every year? Let’s see how comprehensive liability insurance can give you the peace of mind you deserve. Protect your company from lawsuits and mishaps. Tailored coverage that ensures your company’s financial security.
Think of liability insurance as your business’s legal shield. It steps in to protect you when accidents happen, mistakes are made, or someone claims your business caused them harm. A customer might slip and fall, a product might have a hidden defect, or maybe some professional advice leads to a client loss. Instead of facing those costs alone, liability insurance absorbs the cost.
Let’s break down each type a little bit more.
Think of this as your everyday protector. It’s there if someone gets hurt on-site or damages something and accuses your business. That’s what General Liability Insurance is for. For example, a visitor trips where you have a loose rug and breaks a wrist. General liability insurance would come to the rescue to cover the medical bills, lost wages, and lawyers.
Got products? You NEED this. Protects against legal claims arising from defective products that lead to damage, injury, or other issues. Given the severity, you should always have it.
Also known as Errors and Omissions. Must-have if you make critical advice, designs, direction, or other items. You can be protected from claims that you made an error or negligence in your work. Particularly pertinent to the finance industry.
Think of this as EXTRA protection. It covers beyond the liability. Protects you from when existing policy limits are exhausted. Highly beneficial if your lawsuit risks are elevated.
Everyone does. But here are some top candidates:
Get the protection your business deserves with comprehensive liability coverage. For a free estimate and to ensure your peace of mind tomorrow, get in touch with us today.
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